Long Term Disability Insurance
Short or Long Term Disability Insurance?When it comes to disability insurance one of the biggest decisions that you will have to make is whether to go for long-term or short-term coverage. There are differences between the two, the least amongst them being the premiums that need to be paid. Instead of worrying about how much the difference is in cost, one should rather consider the advantages of each and decide which one is better suited to your needs.
For the Long Run?
Long-term disability insurance insures your income over a long period of time. This means that if your disability is long lasting or even permanent that the insurance will keep paying out. The duration differs from policy to policy but generally speaking they will keep paying out until your death or until the natural retirement age for your industry or career.

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